Premiums from as little as
smei has access to a number of products provided by a selection of UK insurers, and may be able to tailor cover to suit the requirements of your convenience store.
Our flexible approach allows us to cater for “non-standard” risks such as:
Please note we are unable to offer quotations to businesses located in Northern Ireland.
Contact our team to receive a no obligation, instant quote today.
Accidental damage.
Book debts/accounts receivable.
Business interruption.
Contents insurance.
Employers liability.
Glass.
Money in safe.
Money on premises.
Public and products liability.
Buildings cover.
Embedded breakdown.
Goods in transit.
Legal expenses.
Loss of rent receivable.
Subsidence.
Tenants improvements.
Terrorism.
Premiums from as little as
£613
In the last 12 months our customers have paid as little as £613 per annum for convenience store insurance. That’s just £12 per week!
50% of our convenience store customers paid less than £1,111 per annum.***
Shops like Your Convenience Store in Barrowford, Lancashire (pictured above) often rely on the local community for their trade. It is important for these small businesses to take out the right business insurance in order to make sure their business is protected, and their livelihood secured.
It is likely that a convenience store may hold cash and stock, some of which may be left overnight. It’s critical that you have the right protection in place should the worst happen, and you fall victim to a break-in or theft.
It is also important to protect yourself from claims that may be made by customers when shopping in your store, for example this may be down to a slip due to spilled liquid which can be covered by public liability insurance.
Securing the right convenience store business insurance is critical to help aid the smooth running of your business. Speaking with an insurance expert about your business and the risks and issues you face, may help ensure you take out the right type and level of cover for your individual needs.
Convenience stores provide us with the chance to “pop-in” and grab those items that we all seem to need in everyday life.
Often, they will stock a wide variety of different products; from newspapers to pet products, as well as food, drink, and other household items.
Convenience stores are often found in neighbourhoods, providing their services as an independent store to the local people. They may not be the place that you would complete your weekly shop, however, when you have run out of milk or want the daily newspaper, they can be the shop that you turn to.
* Please click here to view our pricing disclaimer.
** Standard and optional cover may differ dependent upon insurer.
*** Data compared from 45 policies sold in 2023. 10 customers paid £613 or less, which represents 22%. £12 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.
You Could Save Over 30%*