The cost of commercial storage insurance really depends on your business needs. Setting up a bespoke policy keeps you in control and you can ensure you only have cover for the things you really need. The cost of the policy will also depend on the value of the products being protected.
Insurance for Warehouse and Storage Businesses
- Customers typically save 30%* with us.
- Quotes from a panel of A-rated insurers. We'll search the market for you.
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Smei: Why Choose Us
Warehousing and storage businesses must navigate a complex set of risks to protect themselves against the unexpected. These risks include incidents affecting that all-important warehouse or storage facility—without which there is no business.
However, incidents affecting your building—from fire and flood to theft—also directly impact customers. They trust you to store their goods or possessions safely and securely. Being able to respond quickly if something goes wrong is as much about your reputation as it is about any physical damage or loss.
That is why it's essential to have the right warehouse and business storage insurance in place to protect against these risks.
As an insurance broker with access to a wide range of A-rated insurers and types of cover, we’ll search the market for you and can tailor an insurance policy to meet your business needs.
Speak to our team of experts in warehouse and business storage insurance for a free, no obligation quote.
You Could Save Over 30% with us*
Standard Features:
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Quotes from a panel of A-rated insurers.
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Single, flexible policy — tailor made to suit your requirements.
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Dedicated adviser throughout your policy.
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No midterm amendment fees should you need to make a change.
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Access to a 24-hour legal helpline.
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Flexible payment options including direct debit.
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Access to documents anytime, anywhere via our secure portal.
Optional Covers Include:**
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Book debts.
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Business interruption.
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Deterioration of refrigerated stock.
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Directors and officers insurance.
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Employers liability.
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Engineering inspection.
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Equipment breakdown.
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Fleet.
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Goods in transit.
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Group personal accident and travel.
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Legal expenses.
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Marine cargo.
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Money.
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Personal accident.
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Product recall.
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Products liability.
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Professional indemnity.
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Property damage.
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Public liability.
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Specified all risks.
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Stock throughput (items insured at a third-party premises).
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Terrorism.
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Theft by employee.
* Click here to view our pricing disclaimer.
** Cover may depend on insurer.
You Could Save Over 30% with us*
Frequently asked questions
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Warehousing and storage businesses must navigate a complex set of risks to protect themselves against the unexpected, so it is essential to have the right cover in place to protect against these risks. Finding the right cover need not be complicated or time-consuming if you turn to one of our experts for guidance.
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Many businesses have adopted new cost-efficient practices over recent years, embracing remote or hybrid working resulting in office closures or premises downsizing. Storage for equipment, tools, and products has been reassessed based on availability and cost.
Businesses using their premises for storage space can add business contents insurance to an existing business insurance policy. But using bespoke storage units will require storage insurance to protect against the specific risks associated with storing items away from home or business locations. Also known as self-storage insurance for business, this policy will protect against various threats, including fire, flood, theft and lightning.
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It is best to work with a specialist broker who will help you assess your business's specific risks and needs and then tailor a policy for you. You should consider factors such as the types of products you store, the location of your facility and your business operations.
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If you need to file a claim, contact your insurance provider as soon as possible. They will guide you through the claims process, which typically involves providing details about the incident, any supporting documentation, and following their specific procedures.
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Reviewing your insurance policies regularly is essential to ensure that your coverage remains adequate and relevant to your business needs. Your broker will review your policy with you prior to renewal but it is important to flag if anything changes mid-way through your policy, such as you have expanded your operations, acquired new equipment or relocated to a new facility.
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