Premiums from as little as
Insurance for Offices
- Customers typically save 35%* with us.
- Quotes from a panel of A-rated insurers. We'll search the market for you.
- Feefo Platinum Trusted Service Award winners.
Smei: Why Choose Us
At smei, we offer tailored insurance solutions designed to meet the unique needs of offices, surgeries, and pharmacies. From premises and contents to staff and visitor protection, our flexible policies cover the risks your business faces.
Our expert brokers will guide you through the right cover options—including public and employers liability, buildings, contents, and business interruption insurance—ensuring you get the protection you need at a price that’s right for you.
With access to multiple UK insurers, we provide customised quotes that fit your specific business risks. Whether you run a traditional office or a medical practice, you can trust smei to deliver the right insurance solution.
Speak to our team of experts for a free, no-obligation quote today and we’ll arrange a bespoke insurance policy to suit your needs.
You Could Save Over 35% With Us*
Contact our team to receive a no obligation, instant quote today.
List of Covers and Features
Standard covers**
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Up to £5 million public liability.
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Up to £5 million product liability.
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Professional liability.
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Employers liability insurance.
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Contents insurance.
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Flexible payment options including direct debit.
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Access to a 24-hour legal helpline.
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Access to documents anytime, anywhere via our secure portal.
Optional covers
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Increased public liability up to £10 million.
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Buildings and contents cover.
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Business interruption.
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Glass cover.
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Goods in transit.
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Legal expenses.
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Loss of rent receivable.
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Money in safe.
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Money on premises.
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Tenants improvements.
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Terrorism.
£317
In the last 12 months our customers have paid as little as £317 annually for office and surgery insurance. That’s just £6 per week!
50% of our office and surgery customers paid less than £572 annually.**
* Please click here to view our pricing disclaimer.
** Data compared from 70 policies sold from November 2024 to October 2025. 7 customers paid £317 or less, which represents 10%. £6 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.
You Could Save Over 35% With Us*
Office insurance FAQs
A
Some types of insurance may be a legal requirement, others might not be compulsory, but not having the right insurance for your business could be a false economy. For example, if you don’t have the necessary protection in place and an incident occurs, your business could be liable to pay costs or compensation. It makes sense to match your insurance cover to your specific needs. This provides peace of mind that a claim won’t have a damaging impact on your business should the worst happen.
A
The cost of your insurance policy depends on your individual needs. Our flexible policies can be tailored to fit your requirements and budget. Multiple options may be available from our panel of insurers – each with different features and prices. We’ll find you several options, so you have all the information you need before deciding on the best cover for you and your business.
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You Could Save Over 35% With Us*