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Hotel Insurance

Join our family of hotel owners and managers who have comprehensive business insurance at a competitive price.

Insurance for Hotels

  • Customers typically save 35%* with us.
  • Quotes from a panel of A-rated insurers. We'll search the market for you.
  •  Feefo Platinum Trusted Service Award winners.

Smei: Why Choose Us

Hotels can be busy places, bustling with guests, staff, and suppliers. As there’s so much going on you may face increased risk management challenges, which is why it’s essential to have the right hotel insurance policy in place to protect your business should the unforeseen happen.

As a specialist insurance broker, we have a choice of products from a range of leading UK insurers, and we do all the hard work to put together a single solution specifically designed for your business. Each policy is tailored to your individual needs, so you won’t end up paying for cover you don’t need.

Speak to our team of experts in hotel insurance for a free, no obligation quote.

You Could Save Over 35% With Us*

Get a quote

List of Covers and Features

Premiums from as little as:

£781

In the past 12 months our customers have paid as little as £781 annually for hotel / B&B insurance. That’s just £15 per week!

50% of our hotel / B&B insurance customers paid less than £1,422 annually.***

Platinum Trusted Service Award Winners 2025

* Please click here to view our pricing disclaimer. 

** Standard and optional cover may differ dependent upon insurer. 

*** Data compared from 176 policies sold from November 2024 to October 2025. 18 customers paid £781 or less, which represents 10%. £15 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1. 

You Could Save Over 35% With Us*

Frequently asked questions

A

There’s a lot to think about when running a hotel – a customer may get injured on your premises, your property may get damaged, there’s the risk of flood or fire – the list goes on. We want to ensure you have the correct cover in place to put your mind at ease should something go wrong. 

A

The cost of your hotel insurance will depend on several factors, such as the size of your business and its location. We’ll provide you with a range of quotations from our panel of A- rated insurers and will help you choose the right policy for you, at the right price.

A

Yes, we can provide quotations to cover your business premises, just mention this to your adviser and they’ll make sure it is included. 

A

There are a number of business insurance covers that small business owners should consider. The most common are employers liability insurance, damage to contents and business interruption, public and product liability insurance. Your broker will help you select the right covers for your business.

You Could Save Over 35% With Us*