£366
Insurance for Hair and Beauty Insurance Salons
- Customers typically save 35%* with us.
- Quotes from a panel of A-rated insurers. We'll search the market for you.
- Feefo Platinum Trusted Service Award winners.
Smei: Why Choose Us?
As a salon owner, whether you run an independent hair salon or barbershop on the high street, a large shopping centre-based salon, or a nationwide chain of beauty parlours, we can arrange a bespoke salon insurance solution especially for you.
Because we’re an insurance broker, we have access to a panel of insurers and specialist providers. We can search the market for you so you can choose the cover that best suits your needs and protects your business.
We specialise in creating tailored salon insurance policies that cover the specific risks you face. Providing you with peace of mind, so you can pamper your clients with confidence, backed by the right insurance protection.
Speak to our team of experts in hair and beauty insurance for a free, no obligation quote.
You Could Save Over 35% With Us*
List of Covers and Features
Standard covers**
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Public and products liability.
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Treatment liability.
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Accidental damage.
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Contents insurance.
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Employers liability insurance.
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Flexible payment options including direct debit.
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Access to a 24-hour legal helpline.
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Access to documents anytime, anywhere via our secure portal.
Optional covers**
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Business interruption.
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Business building.
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Business front window.
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Money in safe.
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Money on premises.
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Embedded breakdown.
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Goods in transit.
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Legal expenses.
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Loss of rent receivable.
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Subsidence..
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Tenants improvements.
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Terrorism.
Premiums from as little as
In the past 12 months our customers have paid as little as £366 annually for Hair and Beauty Salon insurance. That’s just £7 per week!
50% of our hair and beauty salon customers paid less than £510 annually.**
* Click here to view our pricing disclaimer.
** Data compared from 592 policies sold from November 2024 to October 2025. 60 customers paid £366 or less, which represents 10%. £7 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.
*** Standard and optional cover may depend on insurer.
Frequently Asked Questions
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Insurance in a beauty salon is essential to protect the business, its assets, employees, and clients from various risks and liabilities.
It helps ensure financial stability and peace of mind, allowing your salon to continue operating without financial pressures if the worst should happen. Your specific insurance needs may vary based on the size and scope of your salon's services and treatments.
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The type of cover you need depends on the type of your business. For example, all hairdressers need to have public liability insurance to cover their legal liabilities in the case of damage or injury to clients.
Salon owners will need business interruption cover to ensure they're protected if, for example, fire prevents the business from operating.
Mobile hairdressers may need goods in transit cover to protect business equipment and stock against damage while in transit between customers. If you're unsure of the type or level of cover you'll need, our team will be able to guide you.
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The cost of salon insurance will vary based on several factors. These include the size and location of your salon, the types of services you offer, the number of employees, your insurance coverage limits, your claims history, and more.
We’ll provide a tailor-made policy which means you’ll only pay for the cover you actually need. For example, multiple options may be available from our panel of insurers ‒ each with differing features and prices. We will present you with the possibilities so you can make an informed decision on which option is most appropriate for you.
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A ‘standard’ public liability policy may not cover you if you accidentally injure someone whilst cutting their hair, burn them with straightening irons or cover you for any other mishaps caused by treatments you may provide.
Treatment liability cover is usually an extension of your public liability policy and will specify the treatments being insured. It is important to disclose all treatments to insurers and this is reflected within your policy documentation. If you are unsure if a treatment is covered, our team is here to help answer your questions.
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Yes, most insurers will require this level of experience. Some insurers may consider less experienced practitioners depending upon their qualifications. Please speak with one of our advisers to discuss further.
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As long as you have the required qualifications and accreditations to carry out your treatments, our insurers will be happy to offer you a quotation. We won't ask to see a copy of them, but you may be asked to provide them in the event of a claim.
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You Could Save Over 35% With Us*