£691
Insurance for Takeaway Shops and Fast Food Shops
- Customers typically save 30% * with us.
- Quotes from a panel of A-rated insurers. We'll search the market for you.
- Feefo Platinum Trusted Service Award winners.
Smei: Why Choose Us
Smei specialises in providing insurance policies for takeaway shops and fast food businesses.
Just as your customers expect their takeaway to be fast, we understand that many businesses need insurance cover quickly and efficiently. When you’re responsible for running such a fast-paced business, it can be difficult to find the time to search for the right insurance cover for your fast-food takeaway shop.
Because we’re a broker, we have access to flexible takeaway insurance policies from a selection of UK insurers, so we can search the market for you. This means you can pick and choose which types of cover you need to protect your food business. We can help to arrange an all-encompassing business insurance policy that provides protection for the risks you face.
Speak to our team of insurance experts for a free, no obligation quote.
Please note we do not provide insurance for food delivery drivers.
You Could Save Over 30% with us*
List of Covers and Features
Standard covers**
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Public and product liability.
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Employers liability insurance.
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Contents insurance.
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Accidental damage.
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Flexible payment options including direct debit.
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Access to a 24-hour legal helpline.
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Access to documents anytime, anywhere via our secure portal.
Optional covers
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Buildings cover.
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Business interruption.
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Embedded breakdown.
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Business front window.
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Goods in transit.
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Legal expenses.
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Loss of rent receivable.
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Money in safe.
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Money on premises.
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Subsidence.
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Tenants improvements.
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Terrorism.
Premiums from as little as:
In the last 12 months our customers have paid as little as £691 per annum for takeaway insurance. That’s just £13 per week!
50% of our takeaway customers paid less than £1,156 per annum.***
* Please click here to view our pricing disclaimer.
** Standard and optional cover may depend on insurer.
*** Data compared from 176 policies sold in 2023. 35 customers paid £691 or less, which represents 20%. £13 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.
Frequently asked questions
Some types of insurance may be a legal requirement. Others may not be compulsory, however not having the right insurance for your business could be a false economy. For example, if you don't have the necessary protection in place and an incident occurs, you could be liable to pay costs or compensation. Therefore, it makes sense to match your insurance protection to your requirements.
The cost of your insurance policy depends on your needs. Our flexible policies can be tailored to fit your requirements and your budget too. For example, multiple options may be available from our panel of insurers – each with different features and prices. We'll find you several possibilities to ensure you have all the information you need before deciding on the best option for you.
Takeaway insurance can cover a range of risks and liabilities specific to your business, including public liability insurance, employers liability, business interruption, and buildings and contents insurance in case of burglary, fire, or other incidents.
Even if you use third-party delivery services, it is still important to have takeaway insurance. While the delivery service may have their own insurance, it may not cover all the risks specific to your business. Takeaway insurance provides additional protection tailored to your needs.
Yes, some takeaway insurance policies can include coverage for food spoilage or contamination. This can help protect your business in case of incidents that result in the loss of perishable goods or contamination of food products. If you are unsure what is included in your policy, speak to your adviser or check your policy documents.
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