Privacy Statement
You should read this Privacy Statement carefully. Once you use our online service
you will be deemed as having read and accepted this Statement. You must not use
our service if you do not accept this Statement.
SME Insurance Services Ltd (DPA Registration Number Z7568128) is the data controller in relation
to the Service and your personal data. Our registered address is Chantrell House,
The Calls, Leeds, LS2 7HA. If you have any queries relating to our use of your personal
data or any other data protection issues, please contact us.
Information we collect
We may collect personal information about you which you give to us when you use
our Service, for example, in order to obtain a quote for shop insurance. We may
also need to store details of your transactions and details of your financial information.
We will not keep the information for longer than is necessary.
How we use information about you
We may use your personal information to:
- enable you to access and use the Service; and/or
- personalise aspects of our overall service to you; and/or
- communicate with you; and/or
- process a transaction between you and a third party.
Passing on information about you
Once you use our Service, you will be deemed as having given your consent to us
disclosing your personal information to the following parties:
- third parties whose products are shown on the compare quotes pages of our website
- The Financial Services Authority and/or other regulatory/governing bodies for the
purposes of compliance monitoring;
- other third parties either where necessary for those third parties to provide additional
products or services requested by you or with your prior consent.
Informing you about other products which may be of interest
We would like to keep you informed by phone, e-mail or text of other products and
services which we feel you may benefit from. We will ask you to confirm your acceptance
of us using your data for these purposes and that you consent to us disclosing your
personal information to our business partners, whose products and services may be
of interest to you.
Electronic Communications
When you agree to receive electronic communications from us, you also agree to receive
additional communications on products and services which we believe you may be interested
in. Any electronic communications we send you will include clear and concise instructions
to follow should you wish to unsubscribe at any time.
Third party providers
SME Insurance Services gives you access to products and services from some of the
UK's major financial services companies. To do so we need to disclose relevant information
to them to provide the quotation/s you have requested. This data will be held in
the strictest confidence and used only for the purposes it has been collected.
Security
We have put in place, and will maintain and update, sophisticated processes and
technology to ensure your privacy is protected from unauthorised access and improper
use. However, no data transmission over the internet can be guaranteed to be totally
secure. As a result, whilst we strive to protect your personal information, we cannot
ensure or warrant the security of any information which you send to us, and you
do so at your own risk. Sensitive information, for example, your security information
and credit card details, is encrypted to minimise the risk of interception during
transit.
Cookies
Small text files, known as cookies, are widely used on the Internet. We use cookies
to collect site usage information and to help users navigate around the site more
easily. You can change your browser settings to not accept cookies but if you do
so this may affect your usage of our website.
Your Rights
You have certain rights under the Data Protection Act 1998. For example, we will
always let you have a copy of all personal information we have about you should
you request it. We may charge you a fee for a copy of such information.
Third-Party Web Beacons
We use third-party web beacons from Yahoo to help analyze where visitors go and
what they do while visiting our website. Yahoo may also use anonymous information
about your visits to this and other websites in order to improve its products and
services and provide advertisements about goods and services of interest to you.
If you would like more information about this practice and to know your choices
about not having this information used by Yahoo!,
click here