Woman working at a desk with laptop, clothes rails behind her. Online retailer insurance and online shop insurance

Online Retailer Insurance

Tick flexible, affordable insurance off your shopping list.

Get a fast, no obligation quote which could save you over 20%* 0330 134 4564 Get a quote

Online Retailer Insurance: Insurance for Online Retailers

We can help you find the right business insurance for your online retail business, at the right price – no fuss, no hassle.

We know that every online retail business is different, so a one-size-fits-all approach to online shop insurance doesn’t work. That’s why we draw on our market relationships and our experience in finding the right cover for the UK’s small businesses to help secure online retail insurance that is tailored to individual needs.

As a broker, we’ll work with you to understand your business and the risks you face, before searching the market to gather tailored online retail insurance quotes and, once you’re happy, get your cover set up straight away – it’s quick and easy.

Available Online Retailer Insurance Covers*

HoverTap to learn more about our available cover
  • Property damage.


  • Legal expenses.


  • Business interruption.


  • Book debts.


  • Goods in transit.


  • Money.


  • Specified all risks.

  • Public and products liability.


  • Employers liability.


  • Theft by employee.

  • Terrorism.


  • Directors and officers insurance.


  • Professional indemnity.


  • Fleet.

  • Stock throughput.

Why Online Retailer Insurance is Important

While it’s true that many online retailers do not operate bricks and mortar, customer-facing stores, they still face many of the risks that are common amongst traditional offline retail outlets.

The loss of any of those essential business assets, whether through incidents like fire and flood, or – for instance – through damage to stock while in transit, can have a huge impact on everything from the customer experience to the ability to operate the business at all.

Protecting against those risks is just one reason why online retailer insurance is so important. But then there are risks to employees, and the need to buy compulsory employers liability insurance, and risks to essential equipment and technology.

The truth is online shop insurance could be crucial to profitability, even business survival, if something were to go badly wrong. In fact, the right online retailer insurance policy, tailored to your needs and yours alone, is a simple and effective way to protect your business, your people and your livelihood.

Get Online Retailer Insurance or Online Shop Insurance

Let us take on the work of finding you the right online retail insurance, at the right price – we’ll make it really quick and easy for you. We can also offer ecommerce business insurance.

We know you’re busy, so we’ll offer sage advice and search for the insurance you need, so you can get on with running your business, on your terms.

Contact us to put us to the test.

*Cover may differ dependent upon insurer.

smei is a trading name of Marsh Commercial, a UK award winning expert in insurance and risk management, and part of the same business family as Marsh, a global leader in insurance broking and risk management. Occasionally a representative from Marsh Commercial may contact you in response to your enquiry if your trade type is better suited to that area of the business.



Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

Other Available Products
Related FAQs See all FAQs

Using a broker to arrange your insurance may help reduce your workload and the associated time it takes you to search for your insurance. It is our aim to help you get value for money therefore we use the strength of our market position to negotiate with insurers, in advance, the product and premium pricing. We do this to help deliver the right product, at the right price for our customers. To present you with the options available to you, we compare insurance from a panel of UK insurers so that we can recommend a product to suit your business needs.


You can get a quote by telephone. On average a quote will take around 10 minutes over the phone, depending on the complexity of the business requirements.


Your quotation is valid for 30 days.


Details on how to make a claim can be found in your policy documentation, however please feel free to contact us on 0330 134 4600 if you have any queries or would like some assistance.

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Always prompt, helpful, professional, polite and I feel they try to find the best insurance for my needs.

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