Holiday Let Insurance

Holiday let landlord insurance is designed to protect you as an owner, your holiday let property, and your finances, if something goes wrong.

Get a fast, no obligation quote which could save you over 20%* 0330 134 4564 Get a quote

Holiday Let Insurance 

As a broker we can help you to protect your UK holiday home, cottage or Airbnb let against the unexpected, with tailored insurance for holiday let properties and landlords.


Please note: we can provide cover for commercial Airbnb businesses, however unfortunately can’t cover residential owners who rent out their home or a room.

Why Insurance is Important for Holiday Let Landlords

Holiday let landlord insurance is designed to protect you as an owner, your holiday let property, and your finances, if something goes wrong.

It can step in to help you repair or even rebuild your property after a serious incident like fire or flood, and even replace lost rental income while repairs are underway. Holiday let insurance can also help to defend you if you are held to blame for injury or illness affecting a holiday-maker at your property, and help cover your costs if your holiday let property is damaged by people you have rented it out to.

Standard Covers

  • Buildings insurance.

  • Fixed glass.

  • Loss of rent.

  • Employers liability.

  • Property owners liability.

Optional Covers

  • Legal expenses.

  • Subsidence.

  • Terrorism.

  • Accidental damage.

You could save over 20% with us*

Call our team to receive a no obligation, instant quote today.

Phone lines are available Mon-Fri: 9am - 5pm

Quote Line: 0330 134 4564

About the Holiday Let Landlord Industry

Owning and renting out a holiday property can be a lucrative business, with average prices for a week’s stay growing steadily[1]. Indeed, in the UK alone an estimated 165,000 properties generate more than £2 billion in rental payments every year[2]. Meanwhile, research suggests that as many as 450,000 households own overseas properties[3], so the overall number of holiday lets, home and abroad, is likely to be much higher.

The financial rewards associated with owning a holiday let may be potentially significant, but it can be a complicated business. There are holiday-makers to find, maintenance to keep on top of, and the financial side too – all of which may be compounded by living far from the property and having to deal with local regulations.

All that means that, while investing in a holiday home to rent out can be financially rewarding, there is a lot to think about – including insurance. Your insurance cover may need careful thought, even the guidance of an expert, before you buy – because it’s vital to be sure you have the right cover in place, before you really need it.


Get a Holiday Let Insurance Quote

Call on our expert team to help find the right holiday let insurance at the right price, quickly and without fuss. We’ll help work out the cover you need, provide no-obligation quotes, and get you set up quickly – to make buying your holiday let insurance as easy as 1, 2, 3.


Terms and conditions


Click here to view our pricing disclaimer.

smei is a trading name of Marsh Commercial, a UK award winning expert in insurance and risk management, and part of the same business family as Marsh, a global leader in insurance broking and risk management. Occasionally a representative from Marsh Commercial may contact you in response to your enquiry if your trade type is better suited to that area of the business. 


Using a broker to arrange your insurance may help reduce your workload and the associated time it takes you to search for your insurance. It is our aim to help you get value for money therefore we use the strength of our market position to negotiate with insurers, in advance, the product and premium pricing. We do this to help deliver the right product, at the right price for our customers. To present you with the options available to you, we compare insurance from a panel of UK insurers so that we can recommend a product to suit your business needs.


You can get a quote by telephone. On average a quote will take around 10 minutes over the phone, depending on the complexity of the business requirements.


If you are arranging insurance on the phone, you can be covered straight away, subject to a 10% deposit. The remaining payment can be set up within 7 days. Be sure to let us know you want cover to start immediately. However if you don’t want immediate cover, you can specify a start date that suits you.


We are open Monday to Friday, 8am until 6pm.

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

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Customer Testimonials
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It was lovely to speak to the team at smei, thank you again for all your help in finding us a competitive and reasonable price for our property. I shall definitely be in contact again for future quotes. Thank you once again, much appreciated.

Mr Ismail Patel, Property Owner

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