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Commercial Property Owners Insurance

As an insurance broker we can help you find the commercial property owners insurance you need, by accessing a range insurers to ensure your assets are protected against the unexpected, quickly and without fuss.

 

Why Insurance is Important for Commercial Landlords

As a commercial landlord, whether you rent out a single retail unit, or a portfolio of office premises, commercial landlord insurance is vital to protecting your investment, and your income, against expected issues and incidents.

For instance, it can help you recover if your commercial property is affected by a serious incident like fire or flood – covering the cost of repair or reinstatement and lost rental income. It can also cover your contents, step in if you are held liable for injuries sustained in your property, and defend you financially against issues like damage caused by tenants, vandalism, and criminal damage.

Cover is also available for extensive periods of time where your property may be unoccupied and we can also provide a solution for short term lets.

Standard Covers

  • Buildings insurance.

  • Fixed glass.

  • Loss of rent.

  • Employers liability.

  • Property owners liability.

Optional Covers

  • Legal expenses.

  • Subsidence.

  • Terrorism.

  • Accidental damage.

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Mon-Fri: 8am - 6pm

Call our team to receive a no obligation, instant quote today.

Quote line: 0330 134 4704

About the Commercial Property Industry

It is a fact that around 55% of the UK’s commercial property is rented[1] and, combined, that property could be worth around £486 billion[2].  Traditionally, the industry tends to be broken down across office space, retail units, and industrial premises[3] and all bring their own challenges for landlords.

But whichever type of commercial property, or mix of types, you own, there is always a pressing issue or two to think about. Finding and managing tenants, maintenance contracts, and issues such as safety and security are all part of parcel with the role of commercial landlords – as well as broader issues like the economy and general trading conditions, which can affect rents.

So, while investing in commercial property can be a sound investment, it does need careful consideration. It’s vital to know about any legislation or regulations aimed at commercial landlords and to give thought to your insurance needs – to make sure it would help to protect you, your finances, your assets, and your tenants if something were to go wrong.

Get a Commercial Landlords Insurance Quote

We are here to help you find the insurance cover you need, at the right price. That includes helping you work out what cover you need, gathering no-obligation quotes, and – once you have chosen a suitable policy ‒ getting everything set up quickly and easily. Contact us to find out more.

 

Terms and Conditions

[1] https://www.bpf.org.uk/sites/default/files/resources/PIA-Property-Data-Report-2017.PDF
[2] https://www.bpf.org.uk/sites/default/files/resources/PIA-Property-Data-Report-2017.PDF
[3] https://www.ig.com/uk/news-and-trade-ideas/shares-news/how-is-the-uk-commercial-property-sector-performing----181127

WHY SHOULD I USE A BROKER?

Using a broker to arrange your insurance may help reduce your workload and the associated time it takes you to search for your insurance. It is our aim to help you get value for money therefore we use the strength of our market position to negotiate with insurers, in advance, the product and premium pricing. We do this to help deliver the right product, at the right price for our customers. To present you with the options available to you, we compare insurance from a panel of UK insurers so that we can recommend a product to suit your business needs.

HOW LONG DOES IT TAKE TO GET A QUOTE?

You can get a quote by telephone. On average a quote will take around 10 minutes over the phone, depending on the complexity of the business requirements.

HOW LONG WILL IT BE BEFORE I AM COVERED?

If you are arranging insurance on the phone, you can be covered straight away, subject to a 10% deposit. The remaining payment can be set up within 7 days. Be sure to let us know you want cover to start immediately. However if you don’t want immediate cover, you can specify a start date that suits you.

WHAT ARE YOUR OFFICE OPENING HOURS?

We are open Monday to Friday, 8am until 6pm.

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Online quote form

Fill in our quick and easy form to receive a no obligation quote as soon as possible.

Direct quote line

Call our team to receive a no obligation, instant quote today.

Call the quote line: 0330 134 4704

Mon-Fri: 8am - 6pm

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Customer Testimonials
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Thank you again for all your help finding us a competitive and reasonable price for our property. I shall definitely be in contact again for future quotes, thank you once again, much appreciated.

Mr Ismail Patel

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