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Commercial Landlords Insurance

As a commercial landlord, whether you rent out a single retail unit, or a portfolio of office premises, commercial landlord insurance is vital to protecting your investment, and your income.

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Holiday Let Insurance

Holiday let landlord insurance is designed to protect you as an owner, your holiday let property, and your finances, if something goes wrong.

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Residential Landlords Insurance

Whether you let out a single buy-to-let property or have a large portfolio, we can help you find insurance to protect you and your assets, to help keep the rent flowing.

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Unoccupied Property Insurance

Find insurance cover designed to protect your residential or commercial rental property, even when it’s standing empty.

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Landlords Insurance

At smei we can guide you to the right insurance solution for your let property, whether you own a commercial, residential or holiday property.

 

Residential, Commercial or Holiday Let?

Owning and letting property is big business. In the UK, there are more than 2.5 million private residential landlords[1], commercial let property accounts for 55% of all commercial property[2], and hundreds of thousands of UK households own holiday let properties at home[3] and abroad[4].

Clearly, the kind of property you own and rent out will go a long way to determining your insurance needs but, even so, we know that no two landlords are the same. You may own a single property or a portfolio, commercial or residential property, a holiday let, or even an Airbnb property – and each brings its own challenges and risks, as well as reward.

But whatever the kind of property you own, putting in place the right insurance is vital to protecting your investment and your rental income.

Please note: we provide cover for commercial businesses renting through Airbnb, however unfortunately can’t cover residential owners renting out their entire home or a room.

Insurance for Landlords

That’s why it’s so important to find landlord insurance that’s right for you, whether you are a first time landlord, have years of experience, or have just decided to let out your property. Only then can you be confident that you are fully protected if something should go wrong – a fire or flood damaging your property, an accident affecting a tenant, periods of time when your property is empty and you are at risk of losing rental income.

We have a range of products available, so whether you want additional extras to insure your furnishings, extra protection for outdoor maintenance, cover for extensive unoccupied periods or even short term lets, we can find a suitable product for you.

At smei, we can help you do exactly that. We can find insurance for residential, commercial and holiday let landlords, even for unoccupied rental properties – in fact, we make finding the insurance you need as easy as 1, 2, 3.

  1. We’ll help you work out exactly what insurance you need, so you’re protected and have peace of mind should things go wrong.
  2. We’ll save you time by searching our selection of the UK’s leading and specialist insurers.
  3. There’s no waiting around. Cover can be set up immediately, without fuss.

 

Terms and conditions

* We randomly surveyed 88 policyholders (3.84%) who obtained cover through us between December 2017 and June 2018. 97% made a financial saving by moving to smei, with an average saving of 23.97%. This data excludes commercial and residential insurance for landlords.

[1] https://www.landlordtoday.co.uk/breaking-news/2018/4/number-of-uk-landlords-rises-to-1-75-million

[2] https://www.bpf.org.uk/sites/default/files/resources/PIA-Property-Data-Report-2017.PDF

[3] https://www.thisismoney.co.uk/money/holidays/article-4617788/Britain-s-holiday-rental-market-booms.html

[4] http://pdf.euro.savills.co.uk/uk/spotlight-on/spotlight-on-second-homes-abroad.pdf

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Thank you again for all your help finding us a competitive and reasonable price for our property. I shall definitely be in contact again for future quotes, thank you once again, much appreciated.

Mr Ismail Patel

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