Insurance for the National Federation of Fish Friers

We specialise in fish and chip shop insurance through our Takeout Insurance Services.

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Our Solution for You

SME Insurance Services specialise in providing insurance for fish and chip shops and the fast food industry through our dedicated brand Takeout Insurance Services.

We have sought the advice of industry professionals when designing our products and are proud to be an Associate Member of the National Federation of Fish Friers.

We are dedicated to providing insurance policies for the takeaway industry and our team of experienced representatives have specialist knowledge on the type and level of insurance fish and chip shops typically need. We provide reassurance that you are in safe hands by offering quotes from a panel of UK based insurers, offering products which have been designed to meet the needs of your industry.

You Could Save Over 15% With Us *

Mon-Fri: 9am - 6pm

Call our team to receive a no obligation, instant quote today.

Quote line: 0330 134 4558

Standard Covers**

  • Contents insurance

  • Accidental damage

  • Glass

  • Business interruption

  • Employers' liability


  • Public and products liability


  • Book debts/account receivable


  • Money in safe


  • Money on premises

Optional Covers**

  • Legal expenses

  • Subsidence

  • Loss of rent receivable

  • Tenants improvements

  • Terrorism

  • Embedded breakdown

  • Goods in transit

  • Buildings cover

Premiums from as little as £337.50

In the past 12 months our customers have paid as little as £337.50*** per annum for fish and chip shop insurance.

56%**** of our fish and chip shop customers paid less than £1000 per annum in the past 12 months.

Why Insurance is Important for Fish and Chip Shops

Like any other food and drink retail outlet, fish and chip shops have to consider the importance of insurance to protect their business.

This is particularly true when you think about the greatly used and sometimes incredibly expensive pieces of equipment that are required, in order to cook up the food within the fish and chip shop itself.

Often these types of food outlet will employ a number of staff, and great numbers of staff mixed in with large equipment can mean that the risk of injury to these employees can be high.

Aside from covering your staff and the tools of their trade, you should also think about an insurance policy which can protect you from any injury or illness to a customer that could result in an expensive legal claim.

An expert within the insurance field can help you find the right type of policy for your needs to cover your fish and chip shop.


About the Fish and Chip Shop Industry

Some people believe that when the craving for fish and chips hits you there really is nothing else that will suffice. A popular tradition throughout the whole of Great Britain; those crispy pieces of fish, fluffy chips and of course a side order or two, all coming together to create a tasty takeaway treat.

With such fond memories, it is little surprise that plenty of people decide to set up their own fish and chip shop. However what might come as a surprise, are all the different things that you need to consider when it comes to running a successful business.

The staff you employ, the equipment that you use and of course the recipes for your products, should all be things that you consider when setting up your business. As well as this, one thing that you should always think about is how to make sure that your business is well protected against potential risks.

* We randomly surveyed 88 policyholders (3.84%) who obtained cover through us between December 2017 and June 2018. 97% made a financial saving by moving to SMEi, with an average saving of 23.97%. This data excludes commercial and residential insurance for landlords.

** Standard and optional cover may differ dependent upon insurer.

*** Premium stated is the lowest price paid in 2016. Data compared from 976 policies sold between January 2016 and January 2017.

**** Based on 976 policies sold between January 2016 and January 2017, 546 customers paid less than £1000.

Takeout Insurance Services is a trading style of SME Insurance Services Limited. SME Insurance Services Limited, a wholly owned subsidiary of Marsh Limited, is registered in England & Wales (No: 03798294) at 1 Tower Place West, Tower Place, London EC3R 5BU. SME Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No: 306057). Marsh Ltd is registered in England & Wales Number 1507274. Registered Office: 1 Tower Place West, Tower Place, London EC3R 5BU and is authorised and regulated by the Financial Conduct Authority (Firm Reference No 307511). Copyright © 2017 Marsh Ltd. All rights reserved.


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Direct quote line

Call our team to receive a no obligation, instant quote today.

Call the quote line: 0330 134 4558

Mon-Fri: 9am - 6pm

Feefo Reviews
Based on 194 reviews

92% of our customers would recommend our service.

Customer Testimonials
Fullers Bakery has used SMEi for the last 3 years for both business premises and motor insurance. The changeover from our previous insurers was seamless and efficient with queries and special requirements all handled very professionally. We have just entered our third year of cover with CBAIS and based on the previous two years, we look forward to a continued healthy working relationship well into the future.

George Fuller

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