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Insurance for the National Federation of Fish Friers

We specialise in fish and chip shop insurance.

smei specialises in providing insurance for fish and chip shops and the fast food industry.

When designing our services, we seek advice of industry professionals and are proud to be an Associate Member of the National Federation of Fish Friers.

We know your time is precious therefore we’re on hand to help you find the right fish and chip shop insurance you need, quickly and easily.

Our team are knowledgeable and understand the typical issue you face, therefore are perfectly placed to advise you on the type of cover you may need.

Unlike most direct insurers who are confined to use only one provider, as an insurance broker we provide choice. We do this by searching well-known UK based insurers and specialist providers to find you the right cover for your needs, at the right price.

You Could Save Over 15% With Us *

Mon-Fri: 8am - 6pm

Call our team to receive a no obligation, instant quote today.

Quote line: 0330 134 4558

Standard Covers**

  • Contents insurance

  • Accidental damage

  • Glass

  • Business interruption

  • Employers' liability


  • Public and products liability


  • Book debts/account receivable


  • Money in safe


  • Money on premises

Optional Covers**

  • Legal expenses

  • Subsidence

  • Loss of rent receivable

  • Tenants improvements

  • Terrorism

  • Embedded breakdown

  • Goods in transit

  • Buildings cover

Premiums from as little as £337.50

In the past 12 months our customers have paid as little as £337.50*** per annum for fish and chip shop insurance.

56%**** of our fish and chip shop customers paid less than £1000 per annum in the past 12 months.

Why Insurance is Important for Fish and Chip Shops

Like any other food and drink retail outlet, fish and chip shops have to consider the importance of insurance to protect their business.

This is particularly true when you think about the greatly used and sometimes incredibly large and expensive pieces of equipment that you use in the fish and chip shop.

Like many other food outlets you may employ a number of staff, therefore operating this equipment can mean that the risk of injury to these employees can be high.

Aside from covering your staff and the tools of your trade, you should also think about an insurance policy which can protect you from any injury or illness to a customer that could result in an expensive legal claim.

As an expert in the insurance field, we help you find the right fish and chip shop insurance you needs – covering the risks you face and the assets you own.


About the Fish and Chip Shop Industry

Some people believe that when the craving for fish and chips hits you there really is nothing else that will suffice. A popular tradition throughout the whole of Great Britain; those crispy pieces of fish, fluffy chips and of course a side order or two, all come together to create a tasty takeaway treat.

With such fond memories of childhood treats and seaside getaways, it is little surprise that plenty of people decide to set up their own fish and chip shop. However what might come as a surprise is all the different things that you need to consider when it comes to running a successful business.

The staff you employ; the equipment that you use and of course the “secret” of the perfect portion of fish and chips should all be things that you consider when setting up your business. As well as this, one thing that you should always think about is how to make sure that your business is well protected against potential risks.

* We randomly surveyed 88 policyholders (3.84%) who obtained cover through us between December 2017 and June 2018. 97% made a financial saving by moving to smei, with an average saving of 23.97%. This data excludes commercial and residential insurance for landlords.

** Cover may differ dependent upon insurer.

*** Premium stated is the lowest price paid in 2016. Data compared from 976 policies sold between January 2016 and January 2017.

**** Based on 976 policies sold between January 2016 and January 2017, 546 customers paid less than £1000.

smei is a trading name of Jelf Insurance Brokers Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). Not all products and services offered are regulated by the FCA.  Registered in England and Wales number 0837227. Registered Office: Hillside Court, Bowling Hill, Chipping Sodbury, BS37 6JX.

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Call our team to receive a no obligation, instant quote today.

Call the quote line: 0330 134 4558

Mon-Fri: 8am - 6pm

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Customer Testimonials
Fullers Bakery has used smei for the last 3 years for business premises insurance. The changeover from our previous insurers was seamless and efficient with queries and special requirements all handled very professionally.

George Fuller, Fullers Bakery

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