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Painters and Decorators Insurance from Jelf

Insurance solution providing comprehensive cover to painters and decorators working throughout the UK.

smei is a trading name of Jelf, a UK award winning expert in insurance and risk management, and part of the same business family as Marsh, a global leader in insurance broking and risk management.

As a leading insurance broker with many years’ experience in supporting contractors and tradesmen in the construction and building industry, we appreciate the unique risks and challenges you face in your daily working environment. This has enabled us to construct a robust yet flexible insurance solution that can be tailored to your specific requirements.

As a painter and decorator, you need the right equipment in order to complete a job to a required standard. It’s exactly the same when it comes to arranging your business insurance.

Our painters and decorators insurance provides wide-ranging protection in one practical solution. This means you don’t have to juggle policies with different providers and all the associated paperwork that this may entail – freeing up your time to concentrate on your work and business.

Our Business Insurance Includes:

Cover Options:

  • Public liability.

  • Employers liability.

  • Subcontractor liability.

  • Contract works.

  • Plant.

  • Vehicles including directors' cars.

  • Stored materials.

  • Tools in transit.

  • Environmental clean-up.

Enhanced Features:

Public liability:

  • No "failure to perform" exclusion.

  • No heat condition or warranty.

  • No hidden premium adjustment on wages paid at year end.

Employers liability:

  • No height limit.

  • No hidden premium adjustments on wages paid at year end.

Plant:

  • Extends to include plant on free loan.

  • Loss of hiring charges for 180 days.

Get a quote

Mon - Fri: 8am - 6pm

Call our team to receive a no obligation, instant quote today.

Quote line: 01905 892 340

*As with all insurance policies, terms and conditions apply. Contact us for full details.

To find out more about painters and decorators insurance, or to get a quote, contact us today and speak with our team of experts.

 

Painters and Decorators Insurance From Jelf

By opting for painters and decorators insurance from Jelf, you’re choosing to work with a highly reputable company that places great importance on providing excellent customer service.

Our expert team of insurance professionals is on hand to answer any problems, queries or issues you may have. We’ll support you throughout the lifespan of your policy, whether that’s supporting you through the claims process should the unfortunate happen or providing you with guidelines on how to manage and minimise risks in your business.

Our solution includes a wide range of covers for your property and materials, as well as any vehicle or plant, including items you hire or loan in or out. We even consider unexpected events that could be costly and time-consuming to put right, such as environmental damage.

Whether you’re a one-man band or you manage a team of painters and decorators, we can arrange the appropriate level of cover for your specific business requirements, which means you don’t end up paying for cover you don’t need.

 

The Importance of Business Insurance for Painters and Decorators

As a painter and decorator, your aim is to transform the appearance of a property, but if you cause damage to somebody’s treasured possessions then having comprehensive insurance cover in place is critical.

A painter’s life is varied. One day you could be erecting scaffolding on a multi-storey building in preparation for a job, and the next you could be working in the interior of somebody’s home. But whatever work environment you’re in, it’s likely to contain potential hazards to you, your employees or subcontractors, and the public.

Precious possessions could be ruined. You could injure yourself falling from a ladder or scaffolding, or knock off equipment causing damage to property or other people. Some of the materials you use may be toxic, and if inhaled could cause illness which might result in loss of income while you recuperate. And your materials, tools and equipment are not cheap, so if they’re damaged or stolen you may be heavily out of pocket.

So it’s essential to have the right insurance in place to help protect you from some of the challenges you may face in your work.

Jelf Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Not all products and services offered are regulated by the FCA. Registered in England and Wales number 0837227. Registered Office: Hillside Court, Bowling Hill, Chipping Sodbury, BS37 6JX.

Get a quote today

Online quote form

Fill in our quick and easy form to receive a no obligation quote as soon as possible.

Direct quote line

Call our team to receive a no obligation, instant quote today.

Call the quote line: 01905 892 340

Mon - Fri: 8am - 6pm

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