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Ground Workers Insurance from Jelf

Insurance solution provides comprehensive cover to ground workers working throughout the UK.

smei is a trading name of Jelf, a UK award winning expert in insurance and risk management, and part of the same business family as Marsh, a global leader in insurance broking and risk management.

As a specialist broker, we’ve been supporting tradesmen and contractors working in the construction industry for many years. Our knowledge and expertise has given us a thorough understanding of the unique risks and challenges you face in your working life.

As a ground worker, you wouldn’t be able to carry out your job without specialist tools and equipment. Your business insurance is no different, so don’t leave it to chance – make sure your insurance is up to the job.

Jelf’s business insurance for ground workers provides broad insurance protection in a single solution. We take the time to do the groundwork needed, by listening to you and finding out what you need from your insurance, so we can tailor the insurance solution for you.

By using our services we hope you don’t have to waste your valuable time negotiating different policies with various insurers, which may involve additional administration for you to manage. This should leave you with more free time to concentrate on your business. 

Our Business Insurance Includes:

Cover Options:

  • Public liability.

  • Employers liability.

  • Subcontractor liability.

  • Contract works.

  • Plant.

  • Vehicles including directors' cars.

  • Stored materials.

  • Tools in transit.

  • Groundwork risks.

  • Environmental clean-up.

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Mon-Fri: 8am - 6pm

Call our team to receive a no obligation, instant quote today.

Quote line: 01905 892 340

*As with all insurance policies, terms and conditions apply. Contact us for full details.

To find out more about ground workers insurance, or to get a quote, contact us today and speak with our team of experts.


Ground Workers Insurance from Jelf

By opting for ground workers insurance with Jelf, you will have peace of mind knowing you’re working with a highly reputable company with a focus on providing quality customer care.

We listen carefully to your specific business needs to construct a solution that provides a solid foundation for your work. Whether you’re a one-man band or you manage a team, we will develop a solution for you so you only pay for the cover you need, without the added extras that you don’t.

Our role doesn’t stop at arranging your insurance. Our team of insurance experts will be on hand throughout the lifespan of your policy to deal with any problems, queries or issues that may arise. We provide updates on ways to manage and minimise risk, and our dedicated claims team are there to support you in the unfortunate event of a claim.


The Importance of Business Insurance for Ground Workers

Ground workers are one of the first tradesmen on site, and your role is arguably one of the highest risk aspects of construction, as it’s riddled with potential dangers and you can never be entirely sure what will show up as you’re digging the foundations. So having comprehensive insurance cover is essential.

It’s your job to determine the levels, prepare and dig the ground, excavate and lay concrete foundations. You’re also responsible for drainage installation and pipework. While it’s satisfying to see the result of your work, one miscalculation could disrupt the entire project. There’s also the potential danger of hitting an electricity, gas or water main, causing widespread disruption. And the equipment you use is hazardous to you, your employees and subcontractors, and the general public, not to mention at risk of theft and accidental damage.

As your role is so varied and specialised, your insurance needs should be the same. With so many potential dangers to navigate, having the appropriate insurance for your trade is important, coupled with the peace of mind we hope you get from knowing you and your business are protected.

Jelf Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Not all products and services offered are regulated by the FCA. Registered in England and Wales number 0837227. Registered Office: Hillside Court, Bowling Hill, Chipping Sodbury, BS37 6JX.

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Call our team to receive a no obligation, instant quote today.

Call the quote line: 01905 892 340

Mon-Fri: 8am - 6pm

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