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Gardeners' Insurance from Marsh Commercial

Comprehensive solution offering cover for gardeners working throughout the UK.

Smei is part of Marsh Commercial, a UK award-winning expert in insurance and risk management, and part of the same business family as Marsh, a global leader in insurance broking and risk management. As a specialist broker with many years’ experience supporting tradespeople and contractors, we’ve developed a thorough understanding of the unique risks and challenges you face on a daily basis.

A gardener needs the right tools to do their job. And another essential element to your business is the right gardeners' insurance. Having the right policy in place lets you get on with your work without worrying if you’re covered should the unexpected happen.

We offer a comprehensive solution in one gardeners' insurance policy, saving you precious time and energy negotiating different policies with different insurers. So you have more time to focus on the work you really enjoy.

Cover Options*

  • Public liability.

  • Employers' liability.

  • Subcontractor liability.

  • Contract works.

  • Plant.

  • Vehicles including directors' cars.

  • Stored materials.

  • Tools in transit.

  • Groundwork risks.

  • Environmental clean-up.

Call our team to receive a no obligation, instant quote today.

Phone lines are available Mon-Fri: 9am - 5pm

Quote Line: 01905 892 340

*As with all insurance policies, terms and conditions apply. Contact us for full details.

Gardeners' Insurance from Marsh Commercial

By opting for Marsh Commercial’s gardeners' insurance means you’re choosing a highly reputable company focused on excellent customer service.

But we don’t only provide insurance for gardeners, we can also support you with problems, queries or issues that you have whilst you’re our client. We can also provide advice on managing and minimising risk, and support you if you ever need to make a claim.

As part of your gardeners' insurance solution, we can include cover for equipment and tools that you own, as well as those you hire in, and even ones you loan out. We can also provide cover for any work vehicles. Our gardeners' insurance policy covers your property and materials for loss and damage, as well as environmental liability cover should your work cause contamination or pollution.

Whether you’re a one-man band or you have a team of gardeners, we can design a policy that gives you the level of cover you need. We will take account of your unique requirements and put together a gardeners' insurance solution that suits you, which means you won’t end up paying for insurance cover you don’t need.

Why Gardeners' Insurance is Important

As a gardener, your focus is on creating, designing and maintaining spaces for a range of clients, from homeowners to commercial organisations.

Working on gardening projects, large or small carry risks, so having the right gardeners' insurance in place to protect you and your business is essential. What’s more, you may be working in all weather conditions with potentially dangerous equipment that could leave you vulnerable to accidents.

The tools of your trade and other equipment you may use are potentially hazardous to the general public. Should the worst happen, and someone is injured or suffers damage or loss to their property, you could face a claim and have to pay out compensation. Insurance for gardeners can help to cover the costs for this, as well as other costs for repairing or replacing damaged or stolen tools for example.

Running a gardening business is challenging enough without having to worry whether you’re properly protected or vulnerable to claims. Get the right gardeners' insurance in place to protect yourself, your employees and your business.


smei is a trading name of Marsh Commercial, a UK award winning expert in insurance and risk management, and part of the same business family as Marsh, a global leader in insurance broking and risk management. Occasionally a representative from Marsh Commercial may contact you in response to your enquiry if your trade type is better suited to that area of the business. 

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

Please note we are unable to quote for Takeaway Delivery Drivers or Couriers

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